Scott Schwarz, Never too Much Money – Podcast Episode 73

When I first met Scott Schwarz, he told me that he had a way for people to save money, collect interest on that money, then pay down their debts with that money while they continue collecting interest.

I was skeptical, but by the end of the interview, I reached out to him so that I could see how this could work for my own family.

Take a listen and learn all about it.

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Other Links:
Morning Motivation Facebook Group
Morning Motivation

Previous Episode: Dan Mangena, Dream with Dan – Podcast Episode 72

Man Who Writes for Living Calls Others Indolent

We should always be suspicious when someone who writes, thinks, and speaks for a living opines on how lazy people are.

The Day, in their July 3rd edition, published a piece by professional writer and pundit Cal Thomas entitled “Getting Paid Not to Work Is Addictive.

In it, he laments that human nature leads people to be lay about, taking advantage of enhanced unemployment to indolently bum around at home. He paints in your mind a lazy laggard who drinks and plays video games as the rest of us hard working folk put money in their bank account.

Nice story. Too bad it is mostly fictitious, and largely classist. The reality is that working is expensive.

When my daughter was in daycare, it cost $270 per week. That’s for one child.

Minimum wage in Connecticut is $12 per hour, which means that a 40 hour week pays $480. That assumes that you can get 40 hours, which you probably can’t.

Take out $270 for childcare, and now you’ve got $210 left. That’s before taking taxes, the cost of getting to and from work, and all the other costs of working. Can you live on $150/week? Didn’t think so.

In his article, Thomas pontificates, “It makes one wonder what happened to…the ‘work ethic’ when work was seen as a noble.”

Perhaps what happened is that work became less noble when wages remained stagnant for 40 years while the cost of living rose. Maybe it’s that workers are treated like replaceable cogs, liabilities rather than assets, due to misguided “lean business” philophies.

Or it could be that the concept of “work ethic” has always been an idea propagated by those who profit from cheap and abundant labor to convince people to work long hours, exhaust themselves too much to think, then sooth their fatigue with consumerism.

I know quite a few millionaires. None of them work more than 40 hours a week. Most of them less than 20. They deploy their resources efficiently, leverage connections, and find the places where their time most efficiently converts into money.

Anyone can do what they do, but it takes time and energy to learn to do it, to make a plan to do it, and to actually do it. Someone who is struggling to figure out how to pay the rent on $150 per week has neither time nor energy.

However, what happens when that person is given the time and the space to decompress, think, and explore? They start to discover opportunities that they were never aware of before. They find that they can start a business. They find jobs that pay considerably more than what they were settling for. They may even find that, net of childcare and other expenses, it makes more sense to be a single income household.

What would this look like in the macroeconomic numbers? Lower labor force participation, higher wages, more business starts. Just like we are seeing right now.

Covid support didn’t make people lazy. It made them creative. Maybe if Mr. Thomas got away from his computer and did some real work once in a while, he’d see that.


Michael Whitehouse is a motivational speaker, mindset coach, connector, and he helps people make a living by avoiding miserable, soul crushing work. If you’re interested in how you could shift from survival work to thriving work, set up a complimentary coaching session.

Van Sturgeon – Podcast Episode 59

Interview with Van Sturgeon, entrepreneur, real estate investor, general contractor and more discussing his strategy for helping real estate investors to avoid the fear of renovations.

Instagram: @vansturgeon
Facebook : vansturgeon
Email: info@vansturgeon.com
Residence: Toronto, Ontario Canada
Company: Van Sturgeon
Website: www.vansturgeon.com

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Music Credit
Bits And Bytes by Claus Appel
Link: https://filmmusic.io/song/4688-bits-and-bytes
License: http://creativecommons.org/licenses/by/4.0/

Time Management – Do the Things That Do More Things

Time Management
Unless you have a Time Turner, I’m afraid you have the same time limitations as the rest of us.

Unless you are a wizard who controls time, you have the same 24 hours in the day as everyone else. How do you make the most of that time? Time management is about more than blocking time. It’s about prioritizing time.

In a recent group coaching session that I was leading, we discussed how to make the most of limited time resources.

If you can only do a few of the things on your to do list, one way to prioritize is by impact. The highest impact action is that which causes other action to be completed.

For example, if you have a staff member who is waiting for instruction before they can get to work, then your highest priority should be to give them instruction and assignment so they can get to work. Otherwise, they stand idle while you work on something else. Once assigned, now there are two people working instead of just one.

Another high priority is creating resources that facilitate action. If you find that you are explaining the same thing to many people you meet, you could instead create a landing page or web site with that information. Rather than having to explain it next time, you can just share the link.

I created an email sequence that tells people what I do, who I am, and what I offer. When I meet someone on social media, I am able to get their email and share a lot of information with them rather than having to retype my life story for them. This frees us up to have a more productive conversation.

Yesterday, I wrote a motivational article and, because I had created a landing page for my daily motivational message I could just drop that link at the end of it rather than having to explain what it was all about.

All parts of the process are important, but you should prioritize getting the team moving over doing your own work. Prioritize the landing page that you’ll be using for months over the email that will go out once. You should prioritize the automated email sequence over the individal message.

If you fail to create these efficiencies you may find yourself too busy repeating the same explanation to everyone to find the time to write down the explanation one time that you can share with everyone, and that’s just silly.


This topic came up during a recent coaching session of the Skills + Accountability = Success System, where students meet weekly to focus their strategies and burnish their skills to achieve maximum success. Visit the SASS web site to see if any groups are currently open for you to join.

Amy Flores, Travel Expert – Podcast Episode 48

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“Every individual deserves magical memories”

Amy Flores has pivoted the skills earned in many years of non-profit leadership and operations to become a travel agent of a higher level. She can plan a great getaway with the best of them, but she can go a step beyond. Amy Flores specializes in the more challenging planning of trips for families that have members with disabilities.

She also also put these skills to work for coaches and businesses planning retreats. There are many small details to contend with, and Amy focuses on them, so the organizers can focus on their clients and participants.

In this episode, Amy will share the story of how she got to the level of business she is at and some useful tips.

I’ll also answer the question of how to reconsile gratitude and ambition.

Episode Links:
Conference21 – February 20-21, 2021
Prepare for 2021 Goal Setting Workshop
Crush 2021 Motivational Series

Guest Links:
amy@ttravs.com
LinkedIn Amy Flores
www.retreatdream.com

Music Credit
Bits And Bytes by Claus Appel
Link: https://filmmusic.io/song/4688-bits-and-bytes
License: http://creativecommons.org/licenses/by/4.0/

Summer Ambient Piano by Rafael Krux
Link: https://filmmusic.io/song/5504-summer-ambient-piano-
License: http://creativecommons.org/licenses/by/4.0/

Theme song produced by Patrick Howard of Four Unicorns Design


Previous Episode: Mike Merrill, Publicly Traded Person – Podcast Episode 47
Next Episode: Jaimie Adler, Sips of the Vine and Bayleaf Communications – Podcast Episode 49

Mike Merrill, Publicly Traded Person – Podcast Episode 47

Mike Merril

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Mike Merrill is a publicly traded person. Back in 2009, he offered up shares of himself. When he has a decision to make, he puts it up for a shareholder vote, and generally it’s worked pretty well.

This is just the beginning of the story of one of the most unique and interesting guests we have had on The Guy Who Knows A Guy Podcast. If you had shareholders, they would vote for you to listen to this podcast.

Subscribe to The Guy Who Knows A Guy email list and be informed of every new episode.

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Music Credit
Bits And Bytes by Claus Appel
Link: https://filmmusic.io/song/4688-bits-and-bytes
License: http://creativecommons.org/licenses/by/4.0/

Summer Ambient Piano by Rafael Krux
Link: https://filmmusic.io/song/5504-summer-ambient-piano-
License: http://creativecommons.org/licenses/by/4.0/

Theme song produced by Patrick Howard of Four Unicorns Design


Previous Episode: Jefferson Nunn – Podcast Episode 46
Next Episode: Amy Flores, Travel Expert – Podcast Episode 48

David Haberfeld – Podcast Episode 45

David Haberfeld

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We bring back David Haberfeld (from episode 24) to share his entrepreneurial insights.

In this episode we start with a fascinating discussion based on an audience question. We explore issues of eviction, justice, and why property rights benefit tenants as well as landlords.

Also in this episode:

  • How not paying your rent is a form of theft (as is shorting wages)
  • Why it’s a bad time to flip houses but a good time to buy a restaurant
  • How to rebuild credit
  • There’s a million ways to make money

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Join the Confident, Connected, and Influential Facebook Group.

Credits
Theme song produced by Patrick Howard of Four Unicorns Design

Bits And Bytes by Claus Appel
Link: https://filmmusic.io/song/4688-bits-and-bytes
License: http://creativecommons.org/licenses/by/4.0/


Previous Episode: Pooja Agnihotri, CMO Bizadmark, Podcast Episode 44

David Toney, Real Estate Investor – Episode 39

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A great conversation with David Toney of DP Group. He is a real estate investor from Indianapolis. We first connected when David used my I Got A Guy link on my web site to get an introduction to an ARV appraiser in Indianapolis, a city to which I have never been.

We learn about real estate investing, how to get into the business even if you don’t have capital, and a bit about what it takes to be successful in business.

Theme song produced by Patrick Howard of Four Unicorns Design
Woosh sound from Benjaminharveydesign
https://freesound.org/people/benjaminharveydesign/
Pullquote music: Perls by MusicParadise License

Thanks to Pat Helmers of Habanero Media for all his great advice in getting this podcast back up and running.

Need an introduction from The Guy Who Knows A Guy?
I Got A Guy!


Previous Episode: Dr. Michelle Tichy, Educational Psychology Expert